Loan Request Information

* Required Fields

Loan Details

*Are you a current Orange County Credit Union member: *Are you a current Orange County Credit Union member:

*Non-Member Disclosure:

Read and agree the disclosure statement...

Non-Membership Disclosure

Orange County’s Credit Union Membership Requirements are:

Membership in Orange County's Credit Union is available to anyone who lives or works in Orange, Los Angeles, Riverside, or San Bernardino Counties. Don't live or work in our area? You may also qualify through your employer or if your immediate family Member banks with us. Ask for details.
A one-time $5.00 Membership fee applies.
We offer additional benefits based on your Membership status with us.
- Premier Membership is available with a combination of $5,000 to $49,999 in deposit or loan balances.
- Platinum Membership is available with a combination of $50,000 or more in deposit or loan balances; or 20+ years of Membership.

*Member Number:

*Preferred Closing Branch:

*Type of Loan:

*What type of card best fits your needs:

*Loan Type Description:

*Disclosure:

Read and agree to the disclosure statement...

*Product Type:

*Vendor:

*Vendor Contact:

Include Co-Applicant:

Co-Borrower Type:

Joint Applicant

Co-Signer / Guarantor

*Requested Amount:

To Load Terms Please: Select a Loan Type...

*Term (in months):

Rates

*Request Type: Request Type:

*Purpose of Loan:

Rates

*Reason For Other:

What is your desired monthly payment amount?:

*Reason For Purpose of Loan:

Loan Protection Options

I am interested in adding Debt Protection to my loan.

If a protected life event happens to you (and you’re a protected borrower or co-borrower on the loan), MEMBER’S CHOICETM Borrower Security will cancel or waive your loan payment(s) or balance, up to the contract maximums—helping to lessen your worries, and your family’s worries, about paying loans during a time when your income may be reduced or lost and paying other household bills becomes challenging. The available plans offer a combination of protected life events including, Loss of life, Disability, and Involuntary unemployment. A Member Service Representative will contact you to discuss protection options and terms.

Your purchase of MEMBER’S CHOICETM Borrower Security is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of MEMBER’S CHOICETM Borrower Security. You may cancel the protection at any time. If you cancel protection within 30 days you will receive a full refund of any fee paid.

I am interested in adding Guaranteed Asset Protection Plus (GAP Plus) to my loan.

Guaranteed Asset Protection Plus (GAP Plus) helps protect members against financial loss if their GAP-protected vehicle is stolen or declared a total loss, easing members’ financial burden by waiving the difference between members’ primary insurance settlement and their vehicle loan balance on items directly related to the purchase of their vehicle.

GAP Plus may cancel part of your next loan financed with Orange County’s Credit Union, when you purchase a replacement vehicle. Refer to the Guaranteed Asset Protection Waiver Agreement for comprehensive plan information. A Member Service Representative will contact you to discuss protection options and terms.

Your purchase of MEMBER’S CHOICETM Guaranteed Asset Protection (GAP) is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the GAP Waiver Agreement for a full explanation of the terms of GAP. If you choose GAP, adding the product fee to your loan amount will increase the cost of GAP. You may cancel the protection at any time. If you cancel protection within 90 days you will receive a full refund of any fee paid. You will receive additional information before you are required to pay the fee for this product.

I am interested in adding Mechanical Repair Coverage (MRC) to my loan.

Mechanical Repair Coverage (MRC) helps to protect you from expensive auto repairs. It provides 24-hour roadside assistance, towing, and tire changing service. It also may help protect you against trip interruption due to a breakdown. MRC can supplement and extend any existing manufacturer's warranty, or it can provide protection when a manufacturer’s warranty has expired. A Member Service Representative will contact you to discuss protection options and terms.

MEMBER’S CHOICE® Mechanical Repair Coverage is administered by Consumer Program Administrators, Inc. in all states except CA, where coverage is administered by Virginia Surety Company, Inc., in WA, where coverage is administered by Automotive Warranty Services, Inc., in FL, LA , OK and WI, where coverage is administered by Automotive Warranty Services of Florida, Inc. (Florida License #60023) and in AZ, where the Obligor and Administrator is Consumer Program Administrators, Inc., all located at 175 West Jackson Blvd., Chicago Illinois 60604, 1-800-752-6265. This coverage is made available to you by CUNA Mutual Insurance Agency, Inc. In those states where MEMBER’S CHOICE® Mechanical Repair Coverage is offered as insurance (form MCCU-001-MBI) it is underwritten by Virginia Surety Company, Inc.

Loan Type Disclosure Statement

Important information for younger borrowers.

It is important that the information we collect is accurate. Please ensure you are under 18 by clicking "Yes, I am under 18" below.

Important information for younger borrowers.

Unfortunately we cannot legally have any contractual agreements signed by minors. We apologize for any inconvenience.

What Type of Co-Applicant should I Choose?

Co-Signer/Guarantor - Person who assumes equal liability for the obligation but does not benefit from the proceeds of the obligation.

A spouse cannot be a Co-Signer/Guarantor

Joint Borrower/Co-Borrower - Person who assumes equal liability for the obligation and benefits from the proceeds of the obligation.

Estimate Monthly Payment

Requested Amount

Estimated Interest Rate

Term (months) Term (months)

Estimated Monthly Payment is